Terms & Conditions

Effective May 1, 2026

By accessing portfoliofinancialservices.com, you agree to these Terms. If you do not agree, do not use the site.

01 — Nature of Content

All content is for informational and educational purposes only. We are not a registered investment advisor, broker-dealer, or financial institution. Nothing on this site constitutes a recommendation to buy, sell, or hold any security. Always consult a qualified financial advisor before making investment decisions. Past performance discussed in our research does not guarantee future results.

02 — Intellectual Property

All content, branding, and materials are the property of American Portfolios Financial Services, Inc. and may not be reproduced without written consent.

03 — Acceptable Use

You agree not to scrape, reverse-engineer, or interfere with the site's operation.

04 — Disclaimer

Content is provided "as is" without warranties.

05 — Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages.

07 — Communications & Electronic Consent

By providing your contact information, you consent to receive electronic communications from us, including transactional notices and policy updates. All email communications comply with the CAN-SPAM Act. SMS communications are governed by our SMS Terms and the Telephone Consumer Protection Act (TCPA). You may withdraw your consent at any time via standard STOP instructions.

08 — Governing Law

These Terms are governed by the laws of the State of New York. Any dispute shall be resolved in the state or federal courts located in Suffolk County, New York.

09 — Changes

We may amend these Terms at any time. Continued use constitutes acceptance.

10 — Contact

info@portfoliofinancialservices.com
American Portfolios Financial Services, Inc.
4250 Veterans Memorial Highway, 4th Floor East
Holbrook, NY 11741